Mercury Insurance Group was formed in 1961. Mercury Car Insurance Company offers some of the lowest rates available for individual, family and businesses. It was one of the first companies to utilize a multi- risk factor pricing when offering quotes to its customers. It has received an A+ rating from A.M. Best (one of the nation's premium automobile rating companies).
Mercury writes automobile insurance mainly in California (it is the third largest automobile insurer in that state) but also offers automobile insurance coverage in Florida, Arizona, Georgia, Illinois, Michigan, Nevada and New York. The company's philosophy is to maintain strict underwriting, cost control and claims management to ensure that they can offer their customers the lowest possible insurance rates.
Mercury offers 24 hour claims services and has a pre approved list of repair shops to ensure that you are receiving the highest level of customer service. The company offers also the convenience of paying your auto insurance premiums online.
Mercury also offers commercial automobile insurance for people and companies that utilize their vehicles for business. Their commercial auto program is competitively priced to ensure that their customers remain recipients of the best possible rates.
Mercury Car Insurance offers umbrella coverage to protect you in the event an occasion arises where your automobile insurance doesn't cover or excludes you from filing a claim. If you are a current a Mercury customer then you can purchase umbrella policies that offer additional coverage ranging from 1 million to 5 million dollars.
Mechanical breakdown coverage is another product offered by Mercury Car Insurance's subsidiary American Mercury Insurance. The coverage is available for new and used vehicles and will allow repairs at any licensed repair shop. Breakdown coverage covers towing services, rental car expenses, trip interruption, and even tire protection.
If you live in one of the states that Mercury Car Insurance Company offers coverage in then Mercury may be a great choice for your car insurance needs. Of course, you should shop around and compare rates from many different insurers before you decide to make a buying decision.
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