As many as 75% of renters don't have renters insurance! Cheap renters insurance in Seattle is not only easy to find, but is absolutely necessary to protect you from possible financial disaster.
Why Get Renters Insurance?
Many renters mistakenly believe that they're covered under their landlord's insurance policy. However, your landlord's policy only covers damage to the building you live in, not your personal property.
What Does Renters Insurance Cover?
A basic renters policy provides ...
* Coverage for losses due to theft, windstorm, hail, vandalism. fire, burst pipes, etc. You're even covered if property is stolen from someplace other than your home: for example, if your laptop computer is stolen from your car
* Liability coverage in case someone is injured in your residence and sues you
* Liability coverage in case you or your guest damage the landlord's property
* Living expenses if your rental is damaged and you need to live somewhere else during repairs
All of this coverage is usually available for only a couple hundred dollars a year, depending on where you live and how much coverage you need.
Buying Renters Insurance
Before you go out to buy renters insurance, it helps to inventory your possessions and figure out how much it would cost to replace them. Include everything - from your electronics equipment to the silverware in your kitchen drawers. This will help you determine how much insurance you need to buy.
Then, go to an insurance comparison website and get some quotes from multiple insurance companies so you can compare them. Choose a website that offers a chat feature so you can talk to insurance expert if you have any questions.
Visit http://www.LowerRateQuotes.com/renters-insurance.html or click on the following link to get Seattle renters insurance rate quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.
The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written numerous articles on renters insurance in Seattle.
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